Law Office of Matthew C. Swanson, P.C.

NEW WEST BRIDGEWATER LOCATION!

(508) 857-5697

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Stop Foreclosure

Have They Threatened to Take Back Your Home?

Your home is your sanctuary.  You have spent countless hours of work to make it just right for you and your family.  Considering the time you spent picking it out and the time you spent decorating it, your home is most likely your biggest investment.  You have now fallen behind in your payments and your mortgage lender has threatened to take back your home.

What can you do?

You can stop mortgage foreclosure with the help of the Law Office of Matthew C. Swanson.

Bankruptcy Is an Effective Way to Stop Mortgage Foreclosure

When your bankruptcy petition is filed, an automatic stay is imposed.  The automatic stay is an injunction that halts actions from creditors – including foreclosures.  If you file a chapter 13 bankruptcy, the foreclosure will be stopped and you will have up to 60 months to cure past-due mortgage payments.  If you choose to file a chapter 7 bankruptcy, the foreclosure will be stopped temporarily.  The lender can petition the court restart the foreclosure process at a later date if you are unable to repay the past-due mortgage payments.

 

Massachusetts Homestead Exemption

The Massachusetts Homestead Act allows a homeowner to protect up to $500,000.00 of equity in their primary residence.  For example, you could own a home that is worth $750,000.00, with a $250,000.00 mortgage and the home would be protected in its entirety.  It is imperative, with substantial equity, that you have a proper Declaration of Homestead filed at the registry of deed for your county.  Protecting a home with substantial equity may have an impact on other items that need to be protected.  Contact the Law Office of Matthew C. Swanson to discuss exemptions and how they may impact your case.

 

Let the Law Office of Matthew C. Swanson Help You Today

Attorney Swanson wants you to be confident that you will be able to remain in your home.  He knows how important it is to keep your home and remain involved in the process.  You will have an experienced bankruptcy attorney by your side through every step of the process, helping you stop mortgage foreclosure.

The Law Office of Matthew C. Swanson services all of Plymouth County, Bristol County, Norfolk County, and Barnstable County.

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FREE Consultation

Please fill out the information below and Attorney Swanson will contact you immediately to discuss the debt relief solution that best fits your needs.

After recently filing and going through the whole bankruptcy process, I now feel like I can breathe easier and have a fresh start ahead of me. After losing my job and having no streams of income coming in, I was swimming in debt; it was the first time in my life I felt as if I was at the end of my rope.  I was getting inundated with daily calls, from bill collectors multiple times a day, along with letters in the mail, I didn’t know what to do or where to turn, until a friend referred me to Attorney Matthew Swanson. From the moment I sat in his office, Matt put me at ease about my financial situation; it was apparent and comforting to know how knowledgeable and experienced he was, anything I thought I knew and believed to be true about bankruptcy wasn’t the case at all.  Attorney Swanson educated me about the whole process, and I now realize I made the best decision that gave me immediate relief and allowed me to be able to breathe easier by creating a new beginning for myself and a fresh financial start. Attorney Swanson maintained a close relationship with me through the whole process and kept me posted and up to date every step of the way.  The process was so easy and effortless; I couldn’t have done it without Matt.  Having Matt as my attorney made all the difference in the world, I just wish he were referred to me sooner.  Without hesitation I would refer Attorney Swanson to anyone I know considering Bankruptcy!  Thank you for giving me hope and a new beginning in my life!   Emily, Framingham

Emily

Framingham

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